Lincoln Financial Launch of Real-Time Offer…

From LFG: We are excited to announce the new launch date of Real-Time Offer: July 25, 2022.

What is "Real-Time Offer"
To improve turnaround times for life insurance ticket submissions, Real-Time Offer will immediately communicate an underwriting approval decision to clients that have been approved lab-free by our automated underwriting process. The client, writing agent and case contact will be notified of the approval upon completion of the online or phone interview.

The approved underwriting offer may be ‘as applied for’ or ‘other than applied for.’ The underwriting rate class will only be provided to the agent and case contact. If labs or other information is needed, or if the case is declined, the agent and case contact will be notified through Lincoln’s standard pending case status process.

What You Need to Know:

• Available for life insurance ticket submissions only:

  • Lincoln TermAccel

  • LincXpress submissions (single-life only): Lincoln LifeElements Term IUL, VUL

• Ages 18-60

• Face Amounts: $2.5M and less

• Underwriting Criteria:

  • Only available for cases assessed through the automated underwriting process.

  • Client must be approved lab-free.

  • Good Health Statement and Insurability Supplement is not required for cases approved via Real-Time offer.

Contact your Broker Advantage Case Manager for more details.